Terms and Conditions. For guidance, visit the Consumer Financial Protection Bureau or contact a credit counselor near you. We service all of PA and have offices in Erie, State College, Harrisburg, Altoona, Cranberry and … Sign up to receive the latest Pennsylvania news, direct to your inbox. All businesses are required to review and comply with the COVID-19 Guidance for Businesses. of Community & Economic Development, Dept. Proudly founded in 1681 as a place of tolerance and freedom. Helping student loan borrowers . As you reopen, you will need to follow all federal, state, and local laws and regulations.

If you do not have a provider call your local health department or, Close contacts of confirmed cases who are asymptomatic, Are health care workers who have frequent interactions with the public, Provide care to an elderly person or person with a disability in the home, Work in child protective and adult protective services, Provide compassionate care and hospice services, Are being discharged from a hospital to a lower level of care. Here are just a few mental health resources available to Pennsylvanians: Find a comprehensive list of COVID-19 mental health information and resources through Mental Health America.

To help navigate through the potential financial impact the COVID-19 pandemic has had on Pennsylvania businesses, both the state and federal government are offering loans to help offset the revenue lost. Regulatory agencies have encouraged financial institutions to work with customers impacted by the coronavirus. Do not wait until you’re behind on payments.

What is a loan from the federal government? Other benefits of a VA mortgage loan include: Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against borrower default on a mortgage. On March 6, 2020, Pennsylvania Public Utility Commission Chairman signed an emergency order prohibiting terminations by utilities that are under the PUC’s jurisdiction, including: This memorandum is in place for as long as Governor Tom Wolf’s Proclamation of Disaster is in effect. The Keystone Team offers government loans as an option for homebuyers. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.

The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible.

Grant funding is available for up to 75% of project costs for government applicants and up to 25% of project costs for non-government applicants. OSFC manages financial assistance programs for the state’s fire, ambulance and rescue organizations intended to help them improve and enhance their capabilities to provide firefighting, ambulance, and rescue services. Responding to COVID-19 in Pennsylvania. Looking for additional masking signage to display in your business?

For the list of CEDO’s operating within Pennsylvania, please refer to the CEDO webpage. VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. © 2020 Government Loans. Some lenders may work out an agreement with you to waive late fees, set up a repayment plan or offer loan forbearance. Permission to increase indoor dining from 25% to 50% occupancy, Timely updates, reminders, and alerts for new business guidance and resources, Provide your maximum indoor occupancy based on the fire code. Privacy Policy Regarding employees,: Provide masks for employees to wear during their time at the business, and make it a mandatory requirement to wear masks while on the work site, except to the extent an employee is using break time to eat or drink, in accordance with the guidance from the Department of Health and the CDC. Since taking office, Tom has taken a number of steps to make Pennsylvania a better place and is fighting for Pennsylvanians in Harrisburg every day. To help navigate through the potential financial impact the COVID-19 pandemic has had on Pennsylvania businesses,  the state and federal government are offering loans to help offset the revenue lost. A “farm commodity” is any Pennsylvania-grown agricultural, horticultural, aquacultural, vegetable, fruit, and floricultural product of the soil, livestock and meats, wools, hides, furs, poultry, eggs, dairy products, nuts, mushrooms, honey products, and forest products. Businesses should consider giving customers resources on how to make their own mask or provide a mask. Our mission is to improve the quality of life for Pennsylvania citizens while assuring transparency and accountability in the expenditure of public funds. Want to know more? The interest rate for the program is 0% except for agricultural producers in which case the interest rate is 2% fixed for the life of the loan. The changes include: doubling the Canada Student Grants for all eligible full-time students to up to $6,000 and up to $3,600 for part-time students … CORONAVIRUS (COVID-19) The latest information on COVID-19 from the PA Department of Health. Pennsylvanians out of work and without pay, or with significantly reduced hours as a result of COVID-19, are eligible to receive state and federally sourced foods from Pennsylvania’s food banks and pantries. FHA limits the amount lenders can charge for some closing cost fees (e.g. Available to all buyers, FHA mortgage loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. It’s normal to feel stress around COVID-19. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay. What does that mean? The following changes to unemployment have been made to help Pennsylvanians during the COVID-19 pandemic: In addition to regular state Unemployment Compensation benefits, which provide roughly half of an individual’s full-time weekly income up to $572 per week, the federal CARES Act expanded UC benefits through several new programs: If you have seen a reduction in pay due to COVID-19 and are struggling to make your credit card or loan payments, contact your lender right away. As of July 3, all counties are in the green phase of reopening. On January 20, 2015, Tom Wolf was sworn in as Pennsylvania’s 47th governor. Touching an object or surface with the virus on it. Two sizes are available for download — use whichever size that works best for your printer. The guaranty means the lender is protected against loss if you fail to repay the loan. Search for Pennsylvania government loans A government loan search provides information on home loans, veterans home loans, education loans, FAFSA loans, financial aid, loan forgiveness programs, small business loans, FHA loans, direct loans, Stafford loans, Perkins loans, mortgage assistance, small business credit loans, qualifying for government loans, and applying for government loans. Government Loans is not affiliated with any government agency. Legal-sized paper (8.5×14 inches and only uses one piece of paper), Letter-sized paper (8.5×11 inches and uses two pieces of paper). Employers may approve masks obtained or made by employees in accordance with Department of Health guidance. Get tested when showing symptoms There are many other food assistance resources available. firefighting, ambulance, and rescue services. A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan. All Rights Reserved. Symptoms of COVID-19 can include: fever, cough, and shortness of breath. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. If you are sick, stay home until you are feeling better. Social distance -------- Grants and Loans. In most cases, no down payment is required on a. a lower interest rate than is ordinarily available with other loans. Here are a few of the most common questions: Yes. The Mortgage loancan be taken over (or assumed) by the buyer when a home is sold. Keystone State. Often, a patient authorization phone number is listed on the back of your health insurance card. All Pennsylvanians should practice social distancing — not just those who are seriously ill or at high risk. Loan applications can also be downloaded at www.sba.gov/disaster. This includes: These groups are authorized to enforce business closure orders and safety orders to the full extent of the law. Help keep people safe in their communities. Government loans serve a specific purpose such as paying for education, helping with housing or business needs, or responding to an emergency or crisis. Keep checking back. “We are incredibly grateful that the SBA recognized the urgency of this situation and granted our request so quickly,” said Gov.